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Kovaa

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Your money coach

Take Control of Your Payday & Finances

The modern budget & game plan builder designed to keep you ahead.

Start 30-Day Free Trial

Build your budget for free. Unlock full insights with a 30-day trial.

How Kovaa Works

1

Build Your Budget

Set up your income, bills, and goals for free.

2

Unlock Financial Clarity

Start your 30-day trial to see full financial projections and personalised insights.

3

Master your Payday

Know exactly how much money to put aside each payday, which accounts to transfer into, and what’s safe to spend - guilt free. ($0 due today, cancel anytime).

Everything you need to stay ahead

Payday Game Plan

Know exactly which account each dollar moves to the moment you get paid.

Budget Tracking

Build a living budget with versions, so changes in life never break your plan.

Actual Spend Tracker

Import statements and see how real spending compares with your plan.

Simple pricing

Every plan starts with a 30 day free trial. Prices in AUD, GST included.

Kovaa Monthly

$7.99per month

  • 30-day free trial
  • Full access to every feature
  • Cancel anytime
Start 30-Day Free Trial
Best value

Kovaa Annual

$69per year

  • Best value — receive 3 months free!
  • 30-day free trial
  • Full access to every feature
Start 30-Day Free Trial